The recent storms that raged through Gauteng and other parts of South Africa, left homes damaged as many were completely flooded and roofs ripped off. The devastating effects of the storm resulted in great financial loss and placed a spotlight on the importance of having a reliable home maintenance plan that protects homeowners in the event of disasters, as well as, smaller everyday mishaps.
For homeowners, including those looking to rent out their property or sell in the future, it is imperative to invest money each month in a short-term insurance plan that covers you in unfortunate events, such as home robberies and natural disasters, as well as, assists in the maintenance of your home through providing handyman services such as plumbing, electrical and general upkeep.
A comprehensive short-term insurance will ensure that you are covered for a number of scenarios both big and small, providing ultimate peace-of-mind.
Benefits of a Home Maintenance Plan
A good home maintenance plan will safeguard you against small mishaps such as clogged drains, burst pipes and leaking roofs to name a few. Through a dedicated and expert maintenance team, a preventative maintenance plan will shield against an insurer rejecting a claim due to maintenance related faults.
Alongside this, the plan may cover a home's general appearance, including manicuring the lawns and caring for plant life and repairing electrical, heating and air conditioning issues. Besides ensuring that your home’s appearance is enhanced and technical and plumbing issues are taken care of, a maintenance plan will also protect you if or when you decide to sell your home. The condition of a property is often a deciding factor in whether or not you secure a buyer, and a maintenance plan will ensure that your home, both the interior and exterior, is in prime condition, making it more attractive and easier to sell.
A growing number of homeowners are beginning to invest in secondary homes for buy-to-let purposes and under these circumstances, a maintenance plan becomes even more important. Even if you choose to invest in a home for rental purposes you are still responsible for repairs and upkeep, provided repairs are not in breach of the lease agreement. A maintenance plan and regular inspections will also protect you against unruly and irresponsible tenants even though you are not in full control of what happens in your rental home.
De Lucia Group understands that owning a home for living and investment purposes can be overwhelming, especially if you are a new homeowner. We have, therefore, developed short-term insurance policies that are perfectly suited to each individual requirement. In addition, we add value by taking the difficulty out of the maintenance process by providing your very own selection of electrical, plumbing and general maintenance experts at your fingertips. Speak to a consultant today to find out more.